How to build a 5-bedroom duplex in Nigeria

How to Build a 5-Bedroom Duplex with 70 Million Naira in Nigeria in 2025

Building a 5-bedroom duplex with a budget of 70 million Naira in Nigeria in 2025 requires careful planning, a clear understanding of costs, and strategic budgeting. This article breaks down the cost, provides detailed explanations for each stage of construction, and offers valuable tips for staying within budget. Whether you’re building in a major city like Lagos or in a suburban area, this guide will help you navigate the process on How to build a 5-bedroom duplex in Nigeria.

Cost of Building a 5-Bedroom Duplex in Nigeria

  1. Land Acquisition
    Land costs can vary significantly depending on the location, the size of the plot, and its proximity to amenities.
  • Urban Areas (e.g., Lagos, Abuja): ₦15,000,000 – ₦30,000,000
  • Suburban Areas (e.g., Ogun State, Delta State): ₦5,000,000 – ₦15,000,000
  • Tip: Always verify land titles and zoning approvals before purchasing.
  1. Drafting a Building Plan
    Hiring a professional architect will ensure that the building plan is both functional and compliant with local regulations.
  • Cost Range: ₦500,000 – ₦800,000
  • Example: A comprehensive design package that includes architectural, structural, and electrical plans could cost ₦650,000.
  • Tip: Consider bundling the design and permit services to reduce costs.
  1. Foundation Stage
    This is one of the most important stages of construction, as the foundation supports the entire structure.
  • Cost Range: ₦7,000,000 – ₦10,000,000
  • Example: Cement (₦5,000 per bag x 500 bags): ₦2,500,000
    Gravel (₦70,000 per 20-ton truck x 12): ₦840,000
    Labor for excavation and reinforcement: ₦1,500,000
  • Tip: Conduct a soil test before beginning to determine the best foundation type for the area.
  1. Construction to Lintel Level
    The walls, columns, and structural reinforcements are built during this phase.
  • Cost Range: ₦10,000,000 – ₦12,000,000
  • Example: Blocks (₦400 per block x 15,000 blocks): ₦6,000,000
    Iron rods and reinforcements: ₦2,000,000
    Labor for masonry and block work: ₦1,500,000
  • Tip: Keep an eye on the quality of materials and craftsmanship to avoid future issues.

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  1. Roofing
    The roofing materials you choose can affect the overall look and durability of the building.
  • Cost Range: ₦6,000,000 – ₦9,000,000
  • Example: Stone-coated roofing tiles (₦4,500 per square meter): ₦5,400,000
    Labor for roof installation: ₦600,000
  • Tip: Choose roofing materials based on the local climate (e.g., stone-coated tiles for durability or aluminum sheets for affordability).
  1. Finishing Stage
    This includes plastering, electrical work, plumbing, flooring, and painting.
  • Cost Range: ₦15,000,000 – ₦20,000,000
  • Example:
    Electrical wiring and fittings: ₦1,200,000
    Plumbing materials and installation: ₦1,500,000
    Tiling (₦4,000 per sqm x 500 sqm): ₦2,000,000
    Painting (₦30,000 per 20-liter bucket x 10 buckets): ₦300,000
  • Tip: Ensure the use of durable materials, and work with skilled professionals for all electrical, plumbing, and finishing tasks.
  1. Miscellaneous Costs
    Unforeseen expenses such as permits, site preparation, and additional labor are also important to factor in.
  • Cost Range: ₦3,000,000 – ₦5,000,000
  • Example:
    Building permits: ₦500,000
    Site preparation: ₦300,000
  • Tip: Always budget for at least 10% of the overall cost for contingency purposes.

Regulatory Permits Required for Building a 5-Bedroom Duplex in Nigeria

Before starting your 5-bedroom duplex project, ensure you obtain the necessary permits to avoid legal issues or delays. Here are the key permits you’ll need:

  1. Land Title Documentation
    • What It Is: The Certificate of Occupancy (C of O) or Title Deed, proving land ownership.
    • Why It’s Needed: Ensures the land is legally registered and free of disputes.
  2. Building Permit
    • What It Is: Approval from the local or state government to begin construction.
    • Why It’s Needed: Ensures the project complies with zoning laws and building codes.
  3. Environmental Impact Assessment (EIA)
    • What It Is: An evaluation of the environmental effects of your project.
    • Why It’s Needed: Required for large-scale projects or construction in sensitive areas.
  4. Approval of Building Plans
    • What It Is: Submission of architectural, structural, and engineering plans for approval.
    • Why It’s Needed: Confirms your design meets safety and building regulations.
  5. Septic Tank/Septic System Approval
    • What It Is: Approval for a septic tank if not connected to public sewage.
    • Why It’s Needed: Ensures proper waste management and environmental safety.
  6. Civic Construction Permits (if applicable)
    • What It Is: Permits for road access or public space usage during construction.
    • Why It’s Needed: Prevents disruptions to public infrastructure.
  7. Fire Safety Approval
    • What It Is: Certification that the building meets fire safety regulations.
    • Why It’s Needed: Ensures occupant safety.
  8. Insurance and Bonding
    • What It Is: Coverage for potential construction defects or accidents.
    • Why It’s Needed: Protects against financial risks.

Stages of Construction

  1. Land Acquisition
    • Start by acquiring land that suits your project needs and budget. Ensure it has all the necessary legal documents (e.g., Certificate of Occupancy) and check if it is zoned for residential use.
  2. Drafting a Building Plan
    • Work with an architect to create a design that aligns with your needs. Ensure it includes considerations for the structure’s integrity, energy efficiency, and aesthetic appeal.
  3. Foundation Stage
    • Choose a foundation type that matches the soil conditions. The foundation stage involves excavation, the laying of cement, gravel, and reinforcement to ensure stability.
  4. Construction to Lintel Level
    • Construct the walls and structural columns, reinforcing them with steel rods. This stage involves the bulk of masonry work and preparation for the roofing.
  5. Roofing
    • Select a durable roofing material based on the local climate and your budget. The roof will protect the house from the elements and contribute to the overall look.
  6. Finishing Stage
    • Complete the interior and exterior finishing with plastering, flooring, electrical wiring, plumbing, and painting. The goal is to make the house livable and aesthetically pleasing.
  7. Miscellaneous Costs
    • Always factor in additional expenses such as permits, clearing, and any unexpected costs that arise during construction.

Factors Affecting Construction Costs in 2025

  1. Location
    • Construction in urban areas like Lagos or Abuja is more expensive than in suburban or rural areas due to the high cost of land, labor, and materials.
  2. Material Costs
    • The cost of materials like cement, sand, iron rods, roofing sheets, and tiles fluctuates based on availability and market conditions.
  3. Labor Costs
    • Skilled labor is necessary for construction, and labor costs can vary significantly depending on the experience and expertise of the workers.
  4. Project Scope
    • Larger and more complex projects will naturally require a higher budget. Additionally, incorporating luxury features and custom designs increases the overall cost.

Tips for Staying Within Budget

  • Use Local Materials: Source locally available materials to cut down on transportation costs and ensure your project stays within budget.
  • Plan the Design Wisely: Avoid overly complicated designs and focus on simplicity and functionality. This helps reduce construction time and costs.
  • Negotiate with Suppliers and Contractors: Ensure you get the best prices for materials and labor. Negotiation can help you save a significant amount.
  • Hire Experienced Professionals: Work with architects, engineers, and contractors who have a proven track record. Their expertise can help you avoid costly mistakes.
  • Monitor the Project Closely: Regularly check on the progress of construction to ensure that everything is on track and there are no delays that could increase costs.

Building a 5-Bedroom Duplex in Nigeria: A Key Investment for 2025

Ready to start building your dream 5-bedroom duplex? At JECCL, we specialize in providing expert construction management services that ensure your project stays on track and within budget.

Contact JECCL for Expert Construction Management


FAQs About Building a 5-Bedroom Duplex in Nigeria

What is the cost of building a 5-bedroom duplex in Nigeria?

The cost of building a 5-bedroom duplex in Nigeria can range between ₦60,000,000 and ₦70,000,000 depending on factors such as location, materials, and project scope.

How long does it take to build a 5-bedroom duplex?

Typically, it takes between 12 to 18 months to build a 5-bedroom duplex, depending on the weather, material availability, and project size.

Can I build a 5-bedroom duplex in Lagos for 70 million Naira?

Yes, it is possible to build a 5-bedroom duplex in suburban areas of Lagos, like Ajah, Badagry, or Ikorodu, for 70 million Naira, but you will need to manage costs effectively.

Do I need a loan to build a 5-bedroom duplex?

If your budget is insufficient, you may consider taking out a construction loan. Some Nigerian banks offer loans specifically for construction purposes.

What are common mistakes to avoid when building a 5-bedroom duplex?

  • Failing to properly budget for unexpected expenses
  • Cutting corners on quality materials
  • Ignoring professional advice on design and construction
  • Overcomplicating the design

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